Investments
If you’d like your money to start working for you, it helps to understand how investing can support your long-term goals. Everyone’s situation is different, so the right approach depends on your needs, timeframe and comfort with risk.
Before making any investment decisions, we recommend speaking with one of our advisers.
What are your goals?
Start by defining what you want your investments to achieve.
Since every investment carries a different level of risk and potential return, identifying your goals helps shape the right strategy.
- Short-term goals – something within the next six months to two years, like a car or holiday
- Medium-term goals – plans you’d like to achieve in the next two to five years, such as starting a business
- Long-term goals – ambitions that are more than five years away, like building wealth for retirement or a child’s education
Investment strategies
As an investor, you’ll encounter many ideas and opportunities. That’s why it’s important to understand the principles behind a sound investment strategy.
Concepts like diversification (spreading your investments) and investing regularly over time can help manage risk and create steadier, long-term growth.
Your approach will also depend on how comfortable you are with risk and how long you plan to invest. Longer timeframes often allow for more flexibility, while shorter-term goals may call for a more cautious approach.
How we can help
At Harvest Wealth, we’ll help you design an investment plan that reflects your goals, timeframe and comfort with risk.
We can help you:
- Clarify what you’re investing for and when you’ll need access to your money
- Choose investments that align with your objectives and values
- Build a diversified portfolio to manage risk and improve consistency
- Review and adjust your strategy as markets and circumstances change
To discuss your investment needs, contact one of our qualified advisers at Harvest Wealth Services on (03) 9557 3188.