
Purpose
The Special Memories Fund: Permission to Spend
When we first met John and Maria, they had done everything right. Decades of careful saving, steady investing, and sensible decisions. Yet when they finally

When we first met John and Maria, they had done everything right. Decades of careful saving, steady investing, and sensible decisions. Yet when they finally

For decades, work shapes who we are — our routines, relationships, and sense of value. When retirement arrives, the sudden loss of that structure can