It started as a joke — a magnet on the fridge that read *Adventure Before Dementia*. But for Graham and Lynne, it became a quiet reminder that time and health are gifts, not guarantees. They’d spent years saving carefully, always waiting for ‘the right moment’ to travel. Then one day, they realised the moment was now.
That’s the truth behind the phrase. There’s a window — often 10 to 15 years — when energy, curiosity, and good health align. Making the most of those years isn’t about reckless spending. It’s about recognising your healthiest years as the ones to live fully, not cautiously.
The Active Years
Your first decade of retirement is often your most vibrant. These are your go years — your chance to explore, experience, and enjoy what freedom truly feels like. Adventure doesn’t always mean faraway places. It might be weekend drives, road trips, or simply doing something new while you can.
Why Timing Matters
Research shows our *health span* — the years of good health — is usually shorter than our lifespan. Planning experiences early ensures you’re creating memories in the time when you can enjoy them most. The goal isn’t just to live long, but to live well while you can.
Balancing Adventure with Sustainability
Freedom doesn’t mean letting go of discipline. It means using structure to support spontaneity. A well-designed plan gives you the confidence to fund adventures today while protecting security for tomorrow.
Freedom Through Planning
True freedom isn’t about chance — it’s about clarity. Knowing your plan allows you to say yes to the experiences that matter now, without fear of regret later. Because the stories you collect in your active years will outlast every market cycle.
Final Thought
Adventure doesn’t wait. Use your healthiest years to create memories worth retelling — moments that remind you what freedom truly feels like.
At Harvest Wealth, we give you the confidence to enjoy your freedom without second-guessing your plan.